Swick Speak

A blog devoted to political and economic topics in today's society.

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Location: Wallingford, Connecticut, United States

I have been an educator for 33 years teaching over twenty courses in business and economics on a part time basis for several different colleges and universities here in Connecticut. I have a Bachelors of Science in Journalism and a Masters of Science in Economics. I also enjoy writing about and collecting football memorabilia. I am a member of the Professional Football Researchers Association and a shareholder of the Green Bay Packers. I also publish Gridiron Greats Magazine.

Saturday, April 18, 2015

What Can $2 Billion Dollars Buy? Or For That Matter $2.5 Billion Dollars?

What can $2 billion dollars buy?  Or for that matter $2.5 billion dollars buy?
The coronation of Hillary Clinton for President has begun and reports are that she will raise $2.5 billion dollars for her campaign.  And one could ponder what $2.5 billion dollars could buy in our economy?
Could that money help college students struggling to find work and pay off their college loans?
Could that money help students pay for their expensive textbooks?
Could that money help people who can't afford their medical bills?
Could that money help people who need affordable rents and or housing?
Could that money be used to help educate citizens who need functional jobs skills in order to gain employment, be productive and leave governmental welfare programs?
Could that money be used to  repair our failing public road system?
Can you just imagine what could be done with $2.5 billion dollars in our society?  Or $5 billion dollars?  Or even $10 billion dollars?  I really wonder what the 2016 Clinton Presidential campaign will cost our economy?
The voters obviously will not benefit from this spending.  Highly paid campaign professionals and managers, consultants, the biased media and some printers will benefit from these monies.
And most importantly the Clinton machine will use $2.5 billion dollars to somehow convince voters that somewhere and somehow, Mrs. Clinton is qualified to be President. 
We are led to believe that the Clintons are average hard working people who are non egotistical and just like you and I.
We are led to believe that the Clintons worked very hard through the gifts they received to their foundation and the speeches they made that they are entitled to their simplistic and minimalist life style they apparently have.
It will be a long and brutal campaign.  And just think of what that money that is going to be spent could do for our society instead of where and who it will be going to.


Saturday, April 11, 2015

More Connecticut Higher Education Cuts-Students Will Continue To Pay More And More

I wonder if any of our state elected officials have walked into a state college or university classroom lately?  I also wonder when the last time was when any high ranking Connecticut education bureaucrat went into one of the classrooms they oversee and govern?  I wonder when the last time was when either any of our state elected officials or high ranking Connecticut education bureaucrat talked to any students or adjunct faculty members of our state higher education system?
I wonder this based upon the massive cuts in the higher education system directed right at the student who can least afford it. 
The same student who tells me each semester their financial aid is delayed and they can not afford to buy the textbook. 
The same student who tells me they since their financial aid was cut back and they can not afford to buy the textbook.
The same student who tells me outright they can not afford to buy the textbook since they do not have an extra $225 for it.
Yet they can afford a $1.8 million dollar outside consulting contract to develop a plan for higher education in Connecticut.  I could have done that in one sentence-educate students so they have marketable job skills and education to become gainfully employed. 
I also wonder why they there were no pay or benefit cuts to any of the high ranking Connecticut education bureaucrats that rule our state college and university system?  But we can make sure the students can cough up more in tuition and user fees along with less financial aid.  Let us make those who can least afford it pay more and more while high ranking Connecticut education bureaucrats continue to feast at the never ending trough of yet higher salaries and benefits.  It is elitism at its best.
I have taught for thirty three years now.  It saddens me to see how students are treated in 2015 in Connecticut by their high ranking Connecticut education bureaucrats.  My students deserve better.

Wednesday, April 01, 2015

Malloy's Options-Blame, Blame, Blame

And it is more of the same, blame, blame, blame.  Play the blame game with Dannel Malloy and Hartford's Omnipotent One Party Rule.
Blame Indiana.
Blame Republicans.
Blame middle aged white men.
Blame past administrations.
Blame the economy.
Blame Bush.
Blame everyone and anyone.
But do not blame Dannel Malloy and Hartford's Omnipotent One Party Rule.
Even though they are responsible for a lack of leadership and a lack of plan to address Connecticut's worsening fiscal crisis.  Dannel Malloy and Hartford's Omnipotent One Party Rule are responsible for the worsening economic situation in Connecticut.  No one else.
I blame Dannel Malloy and Hartford's Omnipotent One Party Rule.
I blame Dannel Malloy for traveling around the country making a fool out of himself while Connecticut's economic crisis grows by the hour.
He has truly outdone himself with a travel ban to Indiana-better yet can he ban himself from traveling all over the country and his cronies to save the state money?
I assume that will never happen.  Dannel Malloy and Hartford's Omnipotent One Party Rule rule with an iron hand.  And is shows daily here in our lost economic state.
Dannel Malloy and Hartford's Omnipotent One Party Rule will keep blaming until they are out of office.  Which for taxpayers can not come too soon.

Saturday, March 28, 2015

Connecticut's Continuing Economic Debacle-Yes We Have A Spending Problem

It just never ends for Connecticut taxpayers.  While Dannel Malloy runs around the country insulting Louisiana Governor Bobby Jindal and insulting middle aged white men his state continues its economic downfall.  Apparently Dannel Malloy and Hartford's Omnipotent One Party Rule largest tax increase in the state's history has done little to stem the flow of red ink and or the the $80 billion dollars in short and long term debt the state has.  No here in Connecticut we have economic lies and more economic lies on a daily basis from Dannel Malloy and Hartford's Omnipotent One Party Rule.
Budget Chief Ben Barnes reward for his economic lies to Connecticut taxpayers was a raise of $23,000 a year from $187,000 to a mere $210,000 a year salary (plus state benefits and his never ending pension he will receive).
Thus as Connecticut's continuing economic debacle continues we see that the carefully written script by Dannel Malloy and Hartford's Omnipotent One Party Rule is to cut as many programs that can directly hurt those citizens truly in need and have no other protections along with cutting veterans programs, while proposing a Utopian $100 billion dollar transportation program  in order to justify tolls and more tax increases.  The carefully written script is getting the necessary comments from the media of how bad these cuts are and thus the only solution is to raise taxes yet once again.  And the script will read clearly enough that two years from now in 2018 after all of the new tolls, new taxes and increases in current taxes we will have a new budget deficit of $200 million dollars (or pick any number) along with $90 billion dollars in short and long term unfunded liabilities.  Thus it never ends.
How about if a budget was presented by both parties (yes there are Republicans who were elected legally who represent some taxpayers in Connecticut) that actually cuts spending and lowers taxes to create real economic stimulation and growth in our economy?  For example a rescinding of the 6 to 12% pay increases that are automatic now each year for Dannel Malloy and Hartford's Omnipotent One Party Rule state commissioners and aides.  Or how about a 10% cut in salaries and benefits for those same jobs?  How about reopening negotiations with state unions to help share a realistic solution to resolving the unfunded pension and benefits that is present in this budget and has been present for years now?  How about an end to the corporate welfare programs that state taxpayers must underwrite like the millions of dollars given to Back 9 Network, Bass Pro Shops, United Technologies, Cowles Company or any of the many large corporations that feed freely on taxpayers monies?
Thus more of the same.  We need a functional two party system in Connecticut.  We need to cut state spending.  We need an economically efficient and frugal state government that truly reuses a paper clip or scrap piece of paper to save a penny.  Because if we continue to ignore Dannel Malloy and Hartford's Omnipotent One Party Rule unchecked spending, unethical behaviors and complete disregard for the state spending cap law we will not be economically functional in 2018.  It is their call now, I can and will vote with my feet in the long run.

Wednesday, March 11, 2015

On February 25 Adjunct Professors Were To Walk Out Of Classes To Protest Low Pay, A Lack Of Benefits And Unfair Treatment. I Forgot.

On February 25, 2015, adjunct professors across the United States are planning to walk out of the classroom to protest their low pay, lack of benefits, and unfair treatment. - See more at: https://chroniclevitae.com/news/762-the-adjunct-crisis-is-everyone-s-problem#sthash.qGBKDC9M.dpuf
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I teach part time as an Adjunct at three universities.  I forgot to walk out of my classes on February 25th.  Here it is March 11 and I am still technically in class (my online classes).   However I also understand that I have not had a pay increase in one university I teach at in now 13 years and have had my classes and pay cut at another one due to Obamacare (see quoted text below)
Important Notice:

To meet the needs of the Affordable Care Act and its limits on adjunct faculty teaching load, a statement regarding allowed load has been added in a blue box at the bottom of the contract above the signature line. Please read it carefully and understand the implications about going over the approved load of three classes total in a 16-week period. 

I have been teaching as an Adjunct for the past 33 years and have taught classes in Economics, Business and Accounting at 10 different colleges and universities over that time frame.  I have taught 1083 credit hours during that time also.  The average full time Professor teaches 6 to 18 credit hours per school year.  I teach normally 39 to 45 credit hours per school year.  I will match my professionalism and credentials in the classroom with any full-fledged tenured professor at any college or university any time. 
Interesting isn’t it?  I have given up any desire to want to teach full time on a college or university level.  I know it would be enticing for me to teach fulltime since there are few college professors who are either conservative and or have real world experiences in the economy.  Yet I keep teaching I guess to try to help my students learn and do better in their lives and for a paycheck since I receive no benefits at any of the schools I teach at.  The paycheck is interesting for at one university I teach at they are saving a great deal of money now by paying adjuncts only once a semester in a lump sum.  Most schools will pay adjuncts every two weeks.
Interesting isn’t it?  We see college costs have skyrocketed over the past fifteen years.  We see adjunct pay be cut and or stay the same in that same time frame.  We see Presidents of colleges and universities salaries and benefits continue to go up in this same time period.
Something really needs to change in higher education.  It is sad to see the abuse of the adjunct in 2015.  Interesting isn’t it?  I forgot to walk out of my classes on February 25th.  I think I should have now.
On February 25, 2015, adjunct professors across the United States are planning to walk out of the classroom to protest their low pay, lack of benefits, and unfair treatment. - See more at: https://chroniclevitae.com/news/762-the-adjunct-crisis-is-everyone-s-problem#sthash.qGBKDC9M.dp

Thursday, February 26, 2015

More Lies-More Taxes-Connecticut 2015

More lies equal more taxes.  Since the advent of the Connecticut state income tax back in 1991 as a cure all for all of Connecticut's budgetary woes, we have seen a constant increase in state taxes along with a constant increase in state spending and state employee salaries and benefits.  Unlike any economic model one could study in any economic class, the Connecticut model of higher state spending and higher state taxes just continues unabated for the past 24 years.  The Connecticut economic model for our state government is hereby defined as "More Lies Equals More Taxes".  I have defined it since I can not find in any textbook, class notes and or course curriculum that  I have ever used in 33 years of teaching Business and Economics classes a more economically irrational group of policies that the Dannel Malloy and Hartford's Omnipotent One Party Rule has shoved down the throats of Connecticut's taxpayers in 2015.
It is just more lies equaling more taxes.
What about the Dannel Malloy and Hartford's Omnipotent One Party Rule lie that there was no budget deficit during the campaign?
What about the Dannel Malloy and Hartford's Omnipotent One Party Rule lie that tolls will be not considered in his second term?
What about the Dannel Malloy and Hartford's Omnipotent One Party Rule lie about the largest tax increase in state's history back in 2011 was to get Connecticut back on track for a balanced budget?
What about the Dannel Malloy and Hartford's Omnipotent One Party Rule lie about the State Constitution and its spending cap?
What about the Dannel Malloy and Hartford's Omnipotent One Party Rule lie about the following the rules and laws of our State Constitution?
What about the Dannel Malloy and Hartford's Omnipotent One Party Rule lie about the free money given to companies that like the Back 9 Network will in all economic reality will never be paid back?
More lies equal more taxes.  Laws do not apply to them.  Remember this-all of you who have to pay taxes in Connecticut.


Wednesday, February 18, 2015

Dannel Malloy And Hartford's Omnipotent One Party Rule Have Spoken! And It Is More Of The Same!

And it is more of the same.
Dannel Malloy's and Hartford's Omnipotent One Party Rule new state budget for 2015.
And it is more of the same.
Protect the self interests of Hartford's Omnipotent One Party Rule.
Make up budget and tax projections that are economically unrealistic and show economic illiteracy.
Cut funding for the most vulnerable in our society including the elderly and disabled.
Increase taxes and postpone tax cuts for businesses.
Increase taxes and postpone tax cuts for those who work for a living.
Propose secret tolls for state roads.
Increase state spending for the politically connected in Hartford.
And it is more of the same.
Dannel Malloy's and Hartford's Omnipotent One Party Rule new state budget for 2015.
And it is more of the same.
Nothing changes in our state government other than the number of businesses and taxpayers moving out of the state in 2015.
More state spending, more and higher taxes, more of the same.
The heck with a two year impending $3 billion dollar budget deficit.
The heck with $80 billion dollars of long term liabilities
And it is more of the same.
Lies by Dannel Malloy's and Hartford's Omnipotent One Party Rule and their new state budget for 2015.
My college students in my Introduction to Microeconomics classes could do a better job in crafting a realistic state budget that addresses excessive state spending, excessive state taxation and the excessive cronyism of Hartford.
And it is more of the same.   Did we expect anything different?